by Kristin Henderson

After more than a year of living with COVID-19, there are signs that we could return to something close to normal by this summer. That’s right: a future of mingling with friends, family, and colleagues indoors is within sight.

However, it’s safe to say that our use of videoconferencing platforms is here to stay, even after social distancing restrictions are fully lifted. What started as a necessity last March has, for some, become a source of convenience. Teletherapy in particular has emerged as a lifeline for people who have barriers to attending in-person therapy.

Yet even a year in, many of us still experience a sense of “Zoom anxiety.” That is, we feel self-conscious or anxious about videoconferencing to the point of distraction. One way to alleviate these feelings is to use the tools around us to our advantage.

Here are six tips to feel more at ease and look your best on camera, whether you’re meeting with colleagues, with family or with a healthcare professional.  

#1 - Assess Your Lighting
Good lighting is essential to humanizing your video interactions. Natural light is the highest quality and most flattering form of lighting. If natural light isn’t an option, you can purchase a ring light, which mimics white natural light. A lamp will do fine as well. Just make sure that you are facing the light source to avoid creating a silhouette or halo effect.

#2 – Check Your Surroundings
Keep your space free of clutter and other visual distractions. Using a blank or minimally decorated wall as your backdrop will keep the main focus on you. Try to avoid doorways in the background, especially if there is a chance for someone to pop in while you’re on a call.

#3 – Evaluate Your Camera Angle
Your camera should be at or slightly above eye level. You can achieve this by purchasing a laptop stand or a phone tripod, or by stacking books or boxes on your worksurface. Also ensure the camera isn’t too close to your face. Most laptops have wide-angle lenses, which will distort your face if you are too close. If your laptop or phone is just not cutting it, you can buy a stand-alone camera that can mount on your screen or to a tripod.

#4 – Use the Mute Button
Unsurprisingly, new standards of etiquette are arising for video meetings. Chief among them is the use of the mute button. Start meetings on mute and keep yourself on mute until you are ready to speak. This cuts back on background noise, especially when multiple people are on a call.

#5 – Dress for Success
The clothes we wear can have a big impact on camera. Solid colors and simple patterns work best. Keep in mind that the camera angle can play tricks with what you wear. Shirts with graphics or writing and sleeveless and v-neck tops may be cut off in an unflattering way by the camera. Always do a quick camera check before hopping on a call.

#6 – Take Time for Self-Care
Zoom fatigue is a real condition. Make sure you have plenty of water and a healthy snack within reach. Also, build time into your schedule to step away from your desk. Socialize (safely) with colleagues and friends, go for a quick walk or just take a moment to decompress.

At Compass Point, we offer both in-person and teletherapy sessions for clients. If you need to seek help, call or schedule an appointment online. We’ll do our best to find the right fit so you can get started feeling better.

Kristin Henderson

by Monica Burbank, MA, LPCC

Therapy helps millions of people every year feel better and achieve more than they thought possible. But it can be intimidating to open up to a stranger. To get the most out of your therapy sessions, you need to feel comfortable talking about and exploring your fears, anxieties and other challenges.

That’s why it’s so important to find a therapist who is a good fit for you. When you find a therapist who is the right fit, it will feel like talking to an old friend. They will challenge you in all the ways you want and sit with you when times are tough.

So how do you know if your therapist is right for you? Unfortunately, there is no all-encompassing checklist. However, here are four general questions you can ask yourself, based on my own experience both as a therapist and as a therapy client

If something feels off, consider talking about it with your therapist. Being open and honest about what you are feeling or experiencing will help your therapist better meet your needs. Keep in mind that it usually takes three to five sessions before you start to feel like you are making progress.

If you still feel like you are not connecting, or if you’re not comfortable talking about it with your therapist, it’s OK to move on. It’s also OK to “shop around” for the right therapist before committing. If you do this, be transparent with your therapist(s) so they know what to expect.

Finding the Best Fit at Compass Point

Therapy should be unique to you because you are one of a kind. At Compass Point, we do our best to connect you with the best fit from the start. When you call or request an appointment online, you will answer a series of questions about who you are and the type of help you are seeking. We use this information to match you with a specialist who can see you within three days at your preferred location.

More than 90 percent of our clients are satisfied with their therapist. But if it turns out that your therapist is not the right match, we can help you find a provider who is a better fit.

Schedule an appointment today.

Monica Burbank, MA, LPCC

by Charles Roberts, ED.D, LPCC-S, LICDC-CS

It will be years before we fully understand how the coronavirus pandemic has changed society. But one thing that is certain: teletherapy is here to stay.

Last spring, teletherapy became a lifeline for clients during the lockdown. Almost a year later, therapists and clients are still seeing benefits to this mode of treatment. It’s convenient for clients. It has expanded access for those who have transportation barriers or who face community stigma. And most important, research is finding that symptom reduction and client satisfaction rank about the same for teletherapy as for in-person sessions.

Yet despite the widespread adoption of telehealth tools in the past year, obstacles for therapists are still prevalent. Very little formal training exists that is specific to mental health providers. Telehealth has unique policies and procedures above and beyond in-person visits. Technology issues can derail a session. And there are a host of legal risks to navigate.

Continuous improvement is at the heart of what we do. In the spirit of continually improving how we serve clients, here are three video teletherapy best practices therapists need to incorporate into their teletherapy sessions now.

Creating the right ambience is just as important on a video platform as it is for in-person sessions. Dress professionally and be on time. Remove visual clutter and physical distractions from your practice space. And don’t overlook lighting—it should be adequate without being harsh. Always position your camera so that light sources, including windows, are in front, rather than behind, you.

Pro tip: always look at your camera, not your client’s face, to show engagement. Keep in mind that positioning the camera too close to your face can make a client perceive that you are in their space. It may also cut off nonverbal cues, like hand gestures.

#2 – Know Your Technology
You may need to pull double duty as IT support, so make sure you understand how your technology works before diving in. Start by ensuring your internet connection is fast enough to support video conferencing. Test your video and audio connections before every session. And always create a back-up plan with each client during your first session. Even with preparation, technology and internet connectivity can fail without notice. You and your client should both know what to do when this occurs so that their care is not interrupted.

#3 – Protect Patient Privacy
Teletherapy presents a host of risks related to the Healthcare Insurance Portability and Accountability Act (HIPAA) standards. At the most basic level, sessions need to be conducted in spaces that are free from interruption. You will also need to ensure that your device has a lock and is not used by any members of your household.

From a technology standpoint, all text messaging, email applications and videoconferencing platforms must be HIPAA compliant.  All emails, text messages, instant messages, chat history and clinical records will need to be preserved and stored in the client’s file.

Compass Point uses HIPAA-compliant video and email platforms, and all Compass Point therapists have access to these tools.

More Best Practices for Teletherapy
Mental health providers have a challenging ethical landscape to navigate. Keeping current with new guidelines can feel overwhelming at times.

Compass Point is offering a one-day webinar called Best Practices in Private Practice (Ethics). The webinar will be available in March, May, September and November as a live webinar. It will be offered in June and August on location in Mason, Ohio.

The course will be worth three CEUs. This training will clarify Ohio Counselor, Social Worker, and Marriage and Family Therapist board and insurance company rules. We’ll also look at best practices for using teletherapy, including avoiding common legal risks. Register for the course today.

Charles Roberts, ED.D, LPCC-S, LICDC-CS

Charles Roberts, ED.D, LPCC-S, LICDC-CS

If you are suffering from depression, anxiety or another form of mental illness, you are not alone. According to the National Alliance on Mental Illness, more than 51 million adults in the U.S. experience mental illness. That’s 1 in 5 adults.

Mental health treatment, including therapy and medication, can put recovery within your reach. There are so many benefits of therapy. But asking for help can be hard. Many people find it scary or intimidating to share their fears, anxieties and other challenges with a stranger.

This is a safe place to start. Our therapists entered this field because they want to help others. Many of them have had their own experience with therapy. They know where you are coming from, because they have sat on that side of the couch.

Here’s what some of our therapists have to say about their own experience seeking therapy.

We therapists have all been on the other side of the room. We have been in therapy, and we know it can be hard to start building trust with a new person. But that's what a therapist is: just a person, like you. We are ordinary people with the extraordinary job of hearing you, feeling with you, and joining you in this moment of your journey.
— Ruth Schrider, MSW, LISW-SUPV

I have sought out counseling for grief, adjustment to this career and life stress. I found it extremely helpful. For the first six months in my career, I sought out counseling just because I was a therapist. This was one of the most helpful experiences for me because it helped me to create appropriate boundaries and it was part of taking care of myself so I can help others.
— Ariana Warren, MS, LPCC

I have absolutely had rich experiences with seeing a therapist both when I was younger and in my middle age. I am a huge proponent of therapy for everyone, provided they are ready to examine themselves and lift blocks to growth, potential and well-being. It is about as worthwhile a goal as I can think of.
— Donna (Dana) Danoff, MSW, LSW

“Since moving to Ohio five years ago, I've seen three different therapists. My last therapist was amazing and really just met me on my level. I think about her a lot, even after a year of no longer going to her office.”
— Monica Burbank, MA, NCC, LPCC

There are many reasons to seek therapy. Some people reach out to a therapist when they have reached a breaking point and can’t manage their issues anymore. Others find a therapist to help them remove obstacles from moving forward or achieving their dreams. Still others just need someone to talk to.

If you’re ready to ask for help, contact us today. You can call or schedule an appointment online. We’ll do our best to find the right fit, the first time, so that you can get started with feeling better.

Charles Roberts, ED.D, LPCC-S, LICDC-CS

Charles is a Supervising Professional Clinical Counselor and a founder of Compass Point Counseling Services. He is licensed as a Professional Clinical Counselor Supervisor (LPCC-S), Licensed Independent Chemical Dependency Counselor Clinical Supervisor (LICDC-CS) and Nationally Certified Counselor (NCC). Charles serves as the Clinical Director at Compass Point.

by Alexandria Fields, MSW, LISW-S, LCSW

Yes, you can be a therapist and use social media, too. In fact, as our world becomes increasingly connected via virtual platforms and applications, it’s nearly impossible to just say no to social media.

We use social media for everything from keeping up with friends and family to marketing our practices to collaborating with colleagues around the world. Think not just Facebook, Twitter and LinkedIn but also Tumblr, Snapchat, YouTube, wikis, Pinterest, blogs, forums, product and services review sites, and even social gaming.

Yet as therapists, we must hold ourselves to a higher standard than many other professions when it comes to social media. To be both effective and ethical mental health providers, we need to establish clear boundaries between our personal and professional lives. This is true in both our physical and digital worlds.

That doesn’t mean we can’t have social networking accounts or leave a digital footprint of any kind. But we do need to take additional steps to avoid the risk of creating multiple relationships with clients. We also need to show a higher sensitivity to the content we share and interact with.

Not sure where to start? First, check with your employer about social media policies they have in place that could affect your activity. Then follow these six best practices for maintaining a social (media) life for therapists.

Use the highest possible privacy controls to keep your information and activity private. Consider using alternate contact information for creating social accounts or other personal interactions (such as leaving a review). Remember that the content you post could be reshared by approved contacts. In addition, any professional activity done on your personal pages is subject to ethics and licensing complaints.

] If you want to market your services online, create a business or professional page separate from your personal accounts. Remember, this might be where potential clients find you, so put your business foot forward to build credibility and trust. Always use your professional email to create these pages; use personal email for your personal pages only.

Never accept friend requests or otherwise follow clients. If you manage a blog, turn off the public comments feature. Likewise, you should never communicate with clients through social media, including “private” channels like Messenger or direct messages. Unsecure applications and platforms could put patient confidentiality at risk.

If you’re going to maintain a social media presence of any kind, a social media policy should be included in the informed consent process. Your social media policy should make clear that you don’t accept friend requests nor will you follow clients, and why. It should also include a reminder that your professional accounts are public and, therefore, anything your clients post, like, reshare or otherwise interact with will be public.

#5 – Never Assume That Your Activity is Private
Just because you lock down your profile doesn’t mean that your activity with other content—your likes, comments, shares and retweets, Google and Yelp reviews and more—is private. Always consider how your activity could be perceived by clients. Don’t like, comment or share on other pages with the expectation that it will remain private.

Did I mention there is no guarantee of privacy on the internet? Never seek consultations publicly, even in private therapist groups or listservs. Never post anything about a client even if the post is anonymous and you have anonymized the client’s information. Doing so could risk your reputation, your career, and most important, your client’s mental health journey.

Get More Tips for Best Practices
Want to get more tips for the ethical navigation of social media? Compass Point is offering a one-day session on Best Practices in Private Practice (Ethics). The webinar will be available in March, May, September and November as a live webinar. It will be offered in June and August on location in Mason, Ohio.

I’ll be leading the course, which will provide three CEUs. This training will clarify Ohio Counselor, Social Worker, and Marriage and Family Therapist board and insurance company rules. We’ll also look at best practices for staying in compliance with teletherapy and, yes, social media.

You can learn more about and register for the program on Compass Point Counseling’s website.

by Megan Korn, Recruiter and Human Resources Leader

Thinking about a career in the mental health field?

If you’re motivated by helping others, becoming a mental health professional could be your calling. As a mental health professional, you step in to help people overcome their life challenges. You can be a source of hope by providing guidance and strategies that enable others to clear obstacles, achieve their goals, and believe in themselves. You can change lives for the better.

In terms of career potential, the field offers many career paths, including social worker, counselor, psychiatrist and psychologist. Better yet, the job prospects are exceptionally promising. The Bureau of Labor Statistics reports that the job growth outlook for substance abuse, behavioral disorder and mental health counselors and for social workers is well above average.

However, careers in the mental health field are not for everyone. If you’re exploring what mental health career is right for you, you should first ask if this field is a good match. You can start by looking at some of the soft skills that are called into play every day.

Soft skills are the non-technical skills that are needed for success in the workplace. All careers require a mastery of some soft skills, like time management and meeting your commitments. In some fields, soft skills complement technical skills. But in the mental health field, the soft skills can be just as important as the technical skills—if not more so. They also play a major role in your career satisfaction.

Before pursuing a career in this field, ask yourself these six questions.

Teamwork and relationship building are foundational to mental healthcare. Working with clients is a given. But depending on your career path, you may also coordinate with other healthcare providers—such as physicians, nurses, psychologists, psychiatrists and social workers—as well as partner agencies, such as housing and employment. No matter which path you take, the ability to communicate clearly, to follow up, to take the lead and to manage complex details are all skills you’ll frequently lean on.

Compassion and empathy are keystones to achieving results in this field. Even if you don’t have personal experience with what a client is going through, you need to be able to listen and offer guidance. Patience and perseverance go hand-in-hand with this. People do not change overnight. You will need to work with them over the long haul to address their needs. While the small victories are tremendously rewarding, this is not a field for those who need instant gratification or who are easily discouraged by setbacks.

] If you are interested in this field, you likely enjoy solving problems. In terms of working with clients, problem solving requires active listening, critical observation, critical thinking and coordination with others. To develop effective strategies and treatment plans, you’ll need to listen to what your clients are telling you—and pay attention to what they are leaving out.

Helping people be their best selves is only one component to working with clients. Behind the scenes, a lot of record keeping and follow up takes place. Depending on your caseload, you could be maintaining files for dozens of clients. This requires a high degree of organization and planning, as well as the ability to be self-directed.

Professional detachment is a must in this field. Your clients may engage in behaviors or make decisions that you do not agree with on a moral level. You may be challenged by different perspectives. However, you need to reserve judgment and meet your clients where they are to help them. Likewise, you need to set healthy emotional boundaries between your personal and professional lives—in both the physical and digital worlds.

No matter what career path you choose, no two days are alike. Mental health providers often need to adjust on the go. You may need to work weekends and evenings. You may need to be on call. You will always need to adapt your approach to your clients and their needs. While this is a positive for those who thrive on change, it can also be cause for stress and even burnout. Stress management is a key tool that mental health professionals need to master.

We may be a bit biased, but we believe a career spent helping others is a virtuous undertaking. And the field is in critical need of qualified, compassionate providers.

If you think the mental health field is right for you, the next best step is to thoroughly research the career paths that most resonate with you. Questions to ask yourself include:
What kind of populations do you want to work with?
What type of setting do you want to work in?
How much time are you willing to invest in post-secondary education?
What type of schedule do you want to establish?
What is your desired salary?
What are the licensure requirements in your state?

Most careers in this field require at least a bachelor’s degree and a license. Your career goals may also require you to pursue a master’s degree or higher. Learning everything you can about where an academic program can take you before you apply is the best use of your time and money.

Have questions about your career or interested in joining our team? I’m always happy to talk with prospective therapists. Contact me at 888-830-0347.

Megan Korn is Compass Point’s Recruiter and Human Resources Leader. Megan has a Bachelor of Science in Nursing. She started her career as a nurse in medical surgery and oncology, before shifting to a career in healthcare recruiting. When she’s not recruiting and supporting specialized providers for our team, Megan enjoys the great outdoors, time with her family and taking her dog for walks.

by Kalpana Parekh, MSW, LISW-s

Millions of Americans made resolutions on New Year’s Eve to do better and achieve more in 2021. Within the next 30 days or so, most of those resolutions will be abandoned. Studies suggest that 80 percent of people who set resolutions on Dec. 31 fall back on old habits by mid-February.

If you’re in that 80 percent, don’t lose heart. Our collective struggle with keeping New Year’s resolutions suggest the problem may lie elsewhere—like with the tradition itself.

We set New Year’s resolutions because it’s a natural point for a fresh start. But achieving a life goal is not as easy as turning the page on a calendar.

“Resolution” is a strong, demanding word. For resolution, we need passion, clarity and inspiration. Yet often, our New Year’s resolutions are too big or vague. We expect change now. And we don’t give ourselves rewards along the way.

Successful goals require planning, process and patience. When we don’t have the right supports and mindset in place, we get frustrated and give up. And then we do it again the next year without understanding why our New Year’s resolutions fail in the first place.

If you find your resolutions are getting wobbly, don’t give up. You can still adapt your approach. Here are seven research-based strategies for setting and keeping goals—no matter what time of year you make them:

• Limit Your Resolutions. Instead of deciding to tackle every unhealthy habit or life goal, focus your time and energy on one or two. Start with small, achievable goals. Don’t tempt failure by burdening yourself with unrealistic expectations.
• Write it Down. Write down your goals and why they are important to you. It makes the process formal and makes you accountable to yourself. It will also help you connect your resolution to what you want to achieve in your life.
• Set SMART Goals. SMART stands for Specific, Measurable, Achievable, Relevant and Time-bound. For example, rather than resolving to exercise more, you can set a goal of working out three mornings a week for 30 minutes each session. Putting a plan behind your goals provides clarity and makes it easier to track your progress.
• Find Creative Ways to Stay Inspired. Hang pictures that represent your goals or use sticky notes to keep them front and center. Choose a word that will help you get in the right mindset and make it your mantra. My word for 2021 is “turtle.” A turtle breathes only eight times in one minute. I’m working to breathe slowly and become more mindful about my surroundings before making any decisions. This inspires me to be my best self. When I am my best self, I will be better able to achieve my goals.
  
• Share Your Intentions With Others. When you share your goal or inspirational word, it becomes a proclamation of intended success. Your friends and family can better support you if they know what you want to achieve. It can also help you connect with like-minded people.
• Adapt as Needed. If you slip up, don’t give up. You will have good days and bad days. Don’t let a bad day be reason to quit on your goal. If you consistently find you are not meeting your milestones, try to understand why and change your approach as needed.
• Take Time for Review. Reflect on your progress throughout the year. Take pride in your successes and fine-tune your plan as needed. At the end of the year, determine what worked and what didn’t work.

Create a Vision for Your Best Life

Experiencing the best of your life doesn’t happen by accident. It takes reflection and planning. It also helps to connect your goals to your purpose, rather than just an outcome.

For example, instead of resolving to achieve a specific weight, you can set a target of being healthier. From there, you can develop a plan that incorporates smaller goals, like exercising 30 minutes a day and cooking healthy meals four days a week. Within a few weeks, these goals will become healthy habits—and those healthy habits will become a lifestyle.

Thinking about your goals in this way will make them more sustainable. It will also help you maintain balance. Instead of getting frustrated and quitting or doubling down in an unhealthy way, you can focus on gradual progress.

Above all, be kind to yourself. Developing a new habit takes time. It requires both mental and physical effort. Celebrate the wins as they come, and have grace with yourself if you stray from your goal.

If you’re feeling stuck, consider meeting with a therapist. Compass Point’s clinical experts can provide guidance and support to overcome obstacles and achieve your goals. Get started by calling or requesting an appointment online. It could be the first step to unlocking your potential.

by Alexandria Fields, MSW, LISW-S, DBTC

Have you reached your limit on work/life stress? Do you lack motivation and energy to get through your to-do list? Feel like there just aren’t enough hours in the day? You’re not alone. Many of us have had to manage massive upheaval in our work lives in the past year.

However, if the physical and emotional barrier of going to work is starting to feel overwhelming, you may be suffering from job-related burnout. Unsurprisingly, therapists and other mental health providers are seeing an increased incidence of burnout right now, including among our own ranks.

Job-related burnout can have a serious toll on your physical and emotional health, but there is hope. In most cases, burnout is relatively easy to treat.

Burnout is most often caused by ongoing stress from being overscheduled or overworked. It can also result from a disconnect between workload and compensation—that is, when the financial reward doesn’t make up for the hours or effort you’re putting in.

The signs of burnout include:

• Exhaustion: People who suffer from burnout often feel drained, tired, listless or hollowed out. Even simple tasks can become a source of dread and cause for tearfulness.
• Decreased Motivation: Burnout sufferers tend to lack the energy and interest to tackle their work. In addition, positive emotions—such as pride and happiness—often give way to negative emotions such as irritability, anxiety, loneliness and sadness. As a result, productivity can drop.
• Withdrawal: People with burnout often withdraw from optional events and meetings. Irritability, conflicts with co-workers and feelings of cynicism or disillusionment with their work are also common symptoms of burnout.
• Physical Health Problems: It’s not unusual for sufferers of burnout to report chronic pain, irritable bowel syndrome, migraines and other physical issues.
  

Burnout tends to occur more often in “helper” professions, such as therapists, social workers, teachers, and doctors and nurses. People who work long hours are also at a higher risk of burnout.

However, burnout can affect anyone. That is especially true this year, when we’ve seen sources of chronic stress multiply across the spectrum. COVID-19, job and financial insecurity and the 2020 election have created a background of constant negative messages. On top of that, many people have had to navigate a sharp learning curve with working from home alongside remote schooling. And for those in people-oriented professions—such as healthcare, teaching and therapy—spending more time interacting online than in person can be a cause of strain.

It’s no wonder that feelings of being overworked and stretched thin are so prevalent this year.

Now for the good news: Burnout is not forever. You likely don’t need to take an extended sabbatical or jump ship on your career. In most cases, sufferers can find relief by taking intentional time to focus on self-care. Schedule time off. Take up or recommit to a hobby. Join a club or engage in sports. Go for a walk, visit a museum, or try meditation. Set aside a regular time for exercising. Decrease time on devices outside of the workday.

This may sound easier said than done. It’s hard to make time to step away when you already don’t have enough hours in the day.

If that’s the case for you, then take smaller steps. Instead of taking a day off, schedule a longer lunch once or twice a week. If you aren’t taking a lunch at all, then start making time for a mid-day break. Ask for help with your workload. Commit to shutting down your laptop and disengaging from email at a set time each night. Carve out a few hours for yourself on the weekend to do something you enjoy. Make time to talk with people who love and support you.

Above all, have grace with yourself. It’s OK to not be able to “do it all.” There is no shame in asking for help, either with managing your workload or working through your feelings. It’s OK to give yourself permission to take time to focus on your health.

If you still have trouble seeing a way forward, then consider scheduling time with a therapist. Compass Point’s good-fit model will connect you with a therapist who specializes in what you’re going through. Many of our therapists offer tele-therapy, which is a very convenient option if you feel pressed for time. Scheduling that first appointment can be a big step forward to rediscovering joy in your work and your life.

by Jodi Stevens, CPA

Thinking about becoming your own boss? One of the advantages to going out on your own is that there are no one-size-fits-all requirements to self-employment. You can open a private practice. You can work as an independent contractor (also called a 1099) with a company like Compass Point. You can create a constellation of “gig” opportunities, such as teaching, writing or coaching.

In short, you have greater independence to focus your talents on work that brings you joy. You may even discover that you can increase your income.

But asking if you should go out on your own is only half the question. You also need to determine if you can—that is, if you are financially ready. When you are an employee, you meet with clients and receive a check. When you open your own practice or become an independent contractor, your income is less stable. You need to have enough cash on hand for start-up costs. It takes time to ramp up a client base. And you still need to cover your day-to-day requirements, like housing, food and transportation.

By taking the time to get your finances in order before you make the leap, you’ll be more likely to land on both feet. Get started with these four tips:

When you work for someone else as a W-2 employee, you can take things like a furnished office, technology infrastructure and health benefits for granted. When you open your own practice or become an independent contractor, the burden is on you to source and pay for these essentials. To avoid financial surprises, spend time identifying and putting numbers to your start-up expenses, which could include:

• Health benefits
  
• Office space
• Furnishings and office supplies
• Technology and software (including for charting and accounting)
• Credentialing
• Marketing/networking

As you build your financial plan, keep in mind that many of these expenses are not one-time costs. As you build out your plan, make sure to include other costs that crop up throughout the year, such as continuing education.

When you work for yourself, you can set your own schedule. But before you commit to short workdays and long weekends, make sure your business plan can support your lifestyle.

If you haven’t already, establish your personal budget. You’ll need to factor in your requirements—such as housing, food and utilities—as well as your wants—such as eating out or taking a vacation. Remember that you’ll also need to set aside cash for unexpected expenses as well as for long-term goals, like college funds and retirement.

Then, combine this data with your projected business expenses and compare against your desired rate and schedule. If the two don’t align, you’ll need to start making adjustments.

When you are a salaried employee, you get paid the same whether you’re in the middle of a busy season or stuck in a slow stretch. You also receive paid time off to cover vacations or sick days. You may even get paid for holidays.

When you go out on your own—whether as an independent contractor or by opening your own practice—you can earn a higher billable rate. But if business is slow, your income shows it. In addition, if you decide to open your own practice, “therapist” is just one of many hats you’ll wear. You’ll also need to set aside time for marketing, scheduling, billing and collections, bookkeeping and credentialing. All of this will eat into your billable hours.

In short, you’ll need to be ready for unplanned downtime. That requires setting aside enough cash during upswings to have a cushion for temporary downturns or time away from the office.

Taxes are one of the most common stumbling blocks for the newly self-employed. While this topic alone could generate volumes, one of the most common points of confusion is quarterly estimated taxes. You will be responsible for paying estimated taxes four times a year. In addition, you will also be required to report and pay 15.3 percent in Social Security and Medicare taxes, as opposed to the 7.65 percent you pay as a W-2 employee.

The good news? Independent contractors and small businesses are not required to pay taxes to the state of Ohio on income less than $250,000. In addition, you may qualify for an array of deductions, including for a home office, mileage and health insurance.

Your best bet is to retain an accountant you trust before you go out on your own to ensure you understand your tax liability. An accountant can also help you prepare quarterly payments and annual returns and ensure you are in compliance with all applicable tax laws.

If you’re ready to be your own boss but the business side gives you pause, consider becoming an independent contractor. As a contractor, you can partner with a company that will take care of the backend services so you can focus on your clients.

For example, Compass Point handles everything from marketing to scheduling to billing for its contractors. You’ll have access to furnished office space in nearly a dozen locations as well as a digital platform for remote counseling. Compass Point even takes care of credentialing.

As a Compass Point therapist, you can set your own schedule. You’ll have access to client leads as well as a team of compassionate professionals with whom you can collaborate. You can also gain peace of mind knowing that when you take time off, someone is answering the phone in your absence. And with Compass Point’s good-fit model, you’ll be matched with clients who are the right fit for your area of focus.

As a Compass Point therapist, you’ll still be required to report your own taxes. But the professionals at resource partner Stevens & Associates will be available to provide guidance on taxes and accounting.

Interested in learning more about working with Compass Point? Visit our hiring page to learn more.